Storm Damage Insurance Claims
Here in Ireland, we are getting more extreme weather than ever. High Winds and heavy rain can cause serious damage and expensive repairs.
If you have suffered and need to make a claim follow this
After Storm Damage Check List
Always wait until it is safe to inspect the damage.
- First take photos. Do this before anything else.
- Make the area safe by getting a contractor to fix any major issues.
- This is when you contact Brendan
Once engaged, Brendan will work on your behalf, representing your interests with your insurance company and making sure that you get the best settlement as quickly and easily as possible
Strom Damage Insurance Claims
Over the past few years, Ireland has seen its fair share of storms. From Ophelia to Hannah and Hector to Callum, we have all experienced first-hand, the power of nature and how it can destroy and damage properties. Storms and unexpected weather events have become frequent in Ireland, we have seen events of strong winds, thunderstorms, snowstorms, torrential rain and flooding affecting the country nationwide. Due to the unexpectedness of these storms, how can you prepare your home and keep your property safe from damage? It is very hard to foretell the likelihood of something occuring, so naturally you can’t always prepare in advance. Of course it is important to keep your property in good repair and to take steps to keep the things you love safe.
Storm damage can be extensive due to the unpredictable nature of weather. Storm damage can include; roof leak(s), water damage, flooding, fallen trees, structural damage, broken roof tiles, broken windows, damaged car(s), roof collapse, roof ripped off your building, landslides, etc., the list is endless. Each of these occurrences, no matter how big or how small, is an inconvenience to you and can turn your world upside-down.
Never try to remedy a problem during a storm, your own safety is more important! Once the storm has passed and you get to see the damage caused you must first take photos before making the area safe by getting a contractor to fix any major issues. You also need to contact your insurer and that is where Brendan can step in and save you the hassle of having to deal with your insurer on your own. It can be intimidating to argue your case to get the compensation that you deserve. Some people may not even apply for compensation as the process is too intimidating for them to deal with. Brendan will talk with you and then visit your home and conduct an assessment as to the damage suffered and the costs associated with it. He will then contact your insurer on your behalf and ensure that you get the compensation that you deserve. He makes the process of claiming easy and stress-free, which is exactly how it should be.
Working with Us - 4 Big Advantages
• interim funding
Insurance Claim Frequently Asked Questions
We work on a No Win No Fee basis
Our first appraisal is FREE OF CHARGE and we work on a no win – no fee basis.
If you’d like to use your own builder, your insurer’s builder or want a cash settlement, we can negotiate any of these options for you. In these cases, we charge a small percentage of the claim value. If we do have to charge a fee, we always expect it to be offset by the increase in settlement we achieve.
It costs nothing to seek our advise on any situation. Please give us a call on 087 2673390
Click here to read our fee options in full
While many insurance companies will assist you at the outset of your fire claim, their only responsibility is to ensure costs are covered to restore your property and replace affected contents. The most stressful and time-consuming day-to-day elements will be left to you to organise and oversee alone if you do not appoint a Loss Assessor
There is no reason why your insurance company or Loss Adjuster should discourage you from appointing your own Loss Assessor to manage your fire insurance claim. If your Loss Adjuster is trying to dissuade you from using our services, you should question why they are against the idea of you being equally represented. After all, a Loss Assessor can only help a policyholder claim for what is legally covered within their insurance policy
We provide a range of services including public loss assessing, claims consultation and even pre-loss assessments to examine your property and make sure you are not under-insured or over-insured.
The types of claims we manage include:
- Fire, explosion, lightning, earthquake
- Storm or Flood
- Escape of Water / Burst Pipe
- Impact Damage
- Theft / Malicious damage / Vandalism
- Third Party Claims
- Subsidence / Heave
- Escape of Oil
- Accidental Damage
1. Call us… BEFORE you call your insurance company
We will handle all communication with your insurance company. We will report the claim, using the specific terminology that Insurance companies understand and ensure your claim gets off on the right foot.
2. We will assess the coverage under your policy
We will review the terms, coverage, and benefits your policy offers
We explain the fine print, so you understand any restrictions or requirements specified in your policy
3. We help you secure interim funds if needed
You may be able to request advance funds from the insurance company so you can support your needs during the time the claim is being processed. We can help with this.
Work with other professionals (accountants, engineers, consultants, etc.), help you manage your finances with respect to the loss
Organize and prepare a complete list of your additional living expenses for residential claims. Work with your insurance company to obtain reimbursement for these expenses
4. Assess the Damage and Submit the Claim
We will conduct a detailed review of all damage to your property, evaluate it, and document it. This may include procuring replacement estimates or specialist quotes, which we will provide.
We will prepare and submit all completed documentation to the insurance company using industry-standard language and terminology, maximizing the likelihood of a fair and prompt settlement.